Sourcing Inexpensive Birthstone Jewelry
One of the most popular types of fine jewelry a woman owns beyond her engagement ring and wedding band is a piece of birthstone jewelry. This can come in the form of her own birthstone or in the form of a mother’s birthstone ring or piece of jewelry. Mother’s birthstone jewelry combine all of her children or grandchildren’s birthstones into one piece of jewelry. Fine jewelry is expensive, but there are ways to maximize your birthstone jewelry without having to fork over thousands of dollars. Here are some ideas to help you in your search for that perfect and affordable fine jewelry token to add to your collection.
1. Choose a Synthetic Stone
Depending on what month you were born in, your natural birthstone could range in price from a few hundred dollars to a few thousand dollars. Those born in April will spend significantly more on a diamond than someone born in January who can buy a natural garnet ring for a couple of hundred dollars. To even out the birthstone market, there are synthetic stones available in replace of nearly every month’s birthstone. These are often manmade stones with either identical chemical compositions as the original or are manmade stones that are simulated to look like a particular birthstone. If you decide to go with a synthetic stone, I would still suggest getting the piece set in gold as opposed to silver to help with the longevity of the piece.
2. Choose a Low Karat Gold
Your most affordable fine jewelry option for birthstone jewelry would be sterling silver, but I recommend if possible to stick with gold because it won’t tarnish quite like silver does. You can save on cost by choosing gold that is lower karat quality meaning there is less actual gold and more allow than higher karat golds. Since there is less gold, this also means that the lower karat qualities are actually harder and more durable. This helps if you are buying a piece of birthstone jewelry for a child.
Save with golds that are either 9k or 10k. Make sure that the jewelry is solid gold and is not gold filled or gold plated.
3. Buy Second Hand
A great way to save on a piece of birthstone jewelry is to buy on the second-hand market. There are a lot of places you can accomplish this either through an auction or antique shop. You can buy birthstone jewelry as new as a few months old and as old as a couple of hundred years old depending on your taste. Estate jewelry generally has no antique value so that you can find them at a significant discount from the MSRP of a comparable new piece of jewelry. If there are a few scratched or imperfections in the piece, take it to your local jewelry to be polished, and your birthstone jewelry will be as good as new.
See more: Best Places to Shop for Vintage Jewelry
4. Put on Layaway
This option won’t necessarily save you money, but it will help make a more expensive purchase possible for those of us that are on a tight budget. A lot of places will offer layaway options that won’t charge you any interest or fee but will hold your item for a designated period of time until you are able to pay for the item in full. You can take advantage of these layaway programs on items that are as little as $200 and as expensive as a few thousand dollars. Be sure that whatever you put on layaway is something that you can truly afford and make the payments on without causing financial hardship.